# Texas Roofing Help > Texas roofing rules from official sources: no state roofing license, the deductible law, insurance claim deadlines, TWIA on the coast, storm chaser warnings and city re-roof permits. Information only. A free information site from Local Help Stations. Not a roofing company, insurance company or government office. Contact: call or text (385) 236-4141 (tel:+13852364141). ## Key facts - We found no Texas state license for roofers or roofing contractors. Roofing is not on TDLR's list of regulated industries. Source: https://www.tdlr.texas.gov/ (checked 2026-11-01) - A contractor offering to waive, absorb or rebate your deductible commits a Class B misdemeanor. Source: https://statutes.capitol.texas.gov/Docs/BC/htm/BC.27.htm (checked 2026-11-01) - Roofing contracts of $1,000 or more paid from an insurance claim must include the deductible notice. Source: https://statutes.capitol.texas.gov/Docs/BC/htm/BC.27.htm (checked 2026-11-01) - Insurers must acknowledge a claim within 15 days and pay within 5 business days of approval. Source: https://www.tdi.texas.gov/rules/2026/documents/59971bhomeenglish.pdf (checked 2026-11-01) - TWIA policyholders have one year from the date of damage to report a claim. Source: https://www.twia.org/claims/ (checked 2026-11-01) - A contractor cannot act as your public adjuster on a job it is doing. Source: https://www.tdi.texas.gov/consumer/storms/roofing-and-insurance-know-the-law.html (checked 2026-11-01) - Make only temporary repairs, such as a tarp, before the adjuster sees the damage. Source: https://www.tdi.texas.gov/pubs/consumer/cb025.html (checked 2026-11-01) ## Pages - [Do roofers need a license in Texas?](https://texasroofinghelp.com/license/): We found no state roofing license. What the law does say about roofers and insurance claims. - [Can a roofer waive or pay my insurance deductible in Texas?](https://texasroofinghelp.com/deductible-law/): No. Business and Commerce Code 27.02, Insurance Code 707 and the required contract notice. - [Texas roof insurance claim deadlines](https://texasroofinghelp.com/claim-deadlines/): How long you have to file, and how long your insurer has to respond and pay, from TDI and TWIA. - [Coastal roofs: TWIA coverage and the WPI-8](https://texasroofinghelp.com/twia-coastal/): Who TWIA covers, why reroofing needs a Certificate of Compliance, and the one year claim deadline. - [Storm chaser roofers: how to spot a Texas roofing scam](https://texasroofinghelp.com/storm-chasers/): Door to door contractors, down payments, blank contracts and price gouging, from the Attorney General and TDI. - [How to hire a roofer in Texas](https://texasroofinghelp.com/hiring-checklist/): TDI's checklist: three bids, letterhead estimates, insurance and what to put in the contract. - [Hail damaged my roof. What do I do first?](https://texasroofinghelp.com/hail-damage/): TDI's steps after hail or wind: file fast, document, temporary repairs only and keep receipts. - [Do I need a permit to replace my roof in Texas?](https://texasroofinghelp.com/permits/): Re-roof permit rules in ten Texas cities, each from the city's own page. - [Texas roofing fees, penalties and numbers](https://texasroofinghelp.com/costs-and-penalties/): City permit and registration fees, deductible law penalties and agency phone numbers in one table. - [Where to complain about a roofer in Texas](https://texasroofinghelp.com/complaints/): The Attorney General for roofing scams and deductible offers, TDI for insurance claims. ## Cities - [Texas cities](https://texasroofinghelp.com/cities/) - [Houston roof permits and roofing rules](https://texasroofinghelp.com/cities/houston/): When Houston requires a roofing permit, plus Texas deductible law and claim deadlines, from official sources. - [Dallas roof permits and roofing rules](https://texasroofinghelp.com/cities/dallas/): When Dallas requires a roofing permit, plus Texas deductible law and claim deadlines, from official sources. - [San Antonio roof permits and roofing rules](https://texasroofinghelp.com/cities/san-antonio/): When San Antonio requires a roofing permit, plus Texas deductible law and claim deadlines, from official sources. - [Austin roof permits and roofing rules](https://texasroofinghelp.com/cities/austin/): When Austin requires a roofing permit, plus Texas deductible law and claim deadlines, from official sources. - [Fort Worth roof permits and roofing rules](https://texasroofinghelp.com/cities/fort-worth/): When Fort Worth requires a roofing permit, plus Texas deductible law and claim deadlines, from official sources. - [Plano roof permits and roofing rules](https://texasroofinghelp.com/cities/plano/): When Plano requires a roofing permit, plus Texas deductible law and claim deadlines, from official sources. - [El Paso roof permits and roofing rules](https://texasroofinghelp.com/cities/el-paso/): When El Paso requires a roofing permit, plus Texas deductible law and claim deadlines, from official sources. - [Corpus Christi roof permits and roofing rules](https://texasroofinghelp.com/cities/corpus-christi/): When Corpus Christi requires a roofing permit, plus Texas deductible law and claim deadlines, from official sources. - [Arlington roof permits and roofing rules](https://texasroofinghelp.com/cities/arlington/): When Arlington requires a roofing permit, plus Texas deductible law and claim deadlines, from official sources. - [Galveston roof permits and roofing rules](https://texasroofinghelp.com/cities/galveston/): When Galveston requires a roofing permit, plus Texas deductible law and claim deadlines, from official sources. - [FAQ](https://texasroofinghelp.com/faq/) - [Sources](https://texasroofinghelp.com/sources/) - [About](https://texasroofinghelp.com/about/) - [Contact](https://texasroofinghelp.com/contact/)